A long time ago - before there was ‘money’ in the form of national currencies, there was credit. Specifically promises, commitments, agreements, vouchers, IOUs, and in general trust. These older forms of credit are still all around us! We interact with credit in so many ways in our life – they might as well be the invisible air we are breathing. But once you start learning to spot credit you will seeeeee it everywhere.
Articles by Will Ruddick
By Will Ruddick
Acknowledgment and Settlement of Debt
How do we acknowledge and settle historic debts using a Community Inclusion Currency? Often, acknowledging and settling debts is one of the first things a community will do to maintain a healthy economic commons.
By Will Ruddick
From Web to Winnowing Basket (Uteo)
What models do we have for commons that we can relate to? The Winnowing basket is one of my favorites .
By Will Ruddick
Shillings from Heaven / Wörgl's Miracle
Creating and exchanging promises (credit obligations) builds thriving communities and should be enshrined a basic human right. The story of Wörgl is the first implementation of demurrage and has been an inspiration for Grassroots Economics and many others. I hope it inspires you and you share the hope you find here with others.
By Will Ruddick
31 Currencies - Mid-year 2022 Report
Since May (roughly 3 months) we’ve seen 20,481 user to user transactions with a trade volume of 3,746,594 Kenyan Shillings using 31 different Vouchers (CICs) in communities across Kenya including Bangladesh (Bangla-Pesa), Kakuma, Kitui, Kwale and Nairobi.
By Will Ruddick
Musheshe Inspired Vision
Inspired by Mwalimu Musheshe after a visit to his community in Uganda, I've remembered this week to not focus on problems or problem solving. Instead focus on and describe our vision - then the structural tension between the current situation and that vision.
By Will Ruddick
Launching Community Inclusion Currencies
The cumulation of a huge amount of work has gone into 14 Community Inclusion Currency Launches last week. So proud of the team and grateful for all the hard work.
By Will Ruddick
Bad Bus Tickets
The Crypto world is printing out bad bus tickets and I want off the bus.
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